Vehicle Protection Plans & Auto Warranty Coverage

Guard Your Vehicle.
Guard Your Wallet.

When your manufacturer's warranty runs out, unexpected repair bills can hit fast and hard. MyAutoGuard vehicle service contracts protect you from thousands in out-of-pocket costs — with flexible plans for every budget and vehicle type.

  • Engine, transmission, and major component coverage
  • Choose any ASE-certified mechanic — nationwide
  • 24/7 roadside assistance included
  • Direct payment to your repair shop — no waiting for reimbursement
  • Coverage for cars, trucks, and electric vehicles (EV)

Drive With Absolute Peace of Mind.

More protection for your vehicle. More value in your pocket.

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Trusted by Thousands of Drivers

Any ASE-Certified Mechanic

24/7 Roadside Assistance

Direct Shop Payment — No Hassle

Understanding Your Options
Auto Warranty vs. Vehicle Service Contract:

What's the Difference?

These terms are often used interchangeably, but they're not the same. Here's what every driver should know before choosing coverage.

Auto Warranty
What Is an Extended Auto Warranty?

A traditional auto warranty is a guarantee from the vehicle manufacturer that covers defects in materials or workmanship for a set period. Once that coverage expires — typically at 36,000 miles or 3 years — you're on your own for repair costs.

Extended auto warranties (also called "extended warranties") are additional agreements that try to mimic this factory coverage. However, they often come with lengthy waiting periods, limited repair shop choices, and many exclusions that catch drivers off guard when they file a claim.

The bottom line: Standard auto warranties have real limitations. Once they lapse, the average vehicle repair can easily run $2,000–$5,000 or more out of pocket.

Vehicle Service Contract
What Is a Vehicle Service Contract?

A vehicle service contract (VSC) — like what MyAutoGuard offers — is a customizable protection agreement that covers the cost of specific mechanical repairs after your factory warranty expires. Think of it as a financial safety net against the unexpected.

Unlike traditional warranties, a VSC through MyAutoGuard lets you pick your own ASE-certified mechanic, includes 24/7 roadside assistance, and pays the repair shop directly so you're never left fronting a massive bill while waiting for reimbursement.

The bottom line: A MyAutoGuard vehicle service contract gives you more flexibility, more coverage choices, and a simpler claims process than a traditional extended warranty — all at a predictable monthly cost.

Coverage Details

What Does a MyAutoGuard Plan Cover?

Our vehicle service contracts protect the major systems and components your vehicle depends on every day. Coverage varies by plan — our specialists will help you find the right fit.

Engine & Internal Parts

Transmission & Drivetrain

Drive Axle & Transfer Case

Cooling System

Electrical Components

Air Conditioning & Heating

Fuel System

Seals & Gaskets

Steering Components

Brake System

EV Battery Systems

24/7 Roadside Assistance

Coverage varies by plan and vehicle. Terms, exclusions, and eligibility apply.View full coverage details

Why Choose MyAutoGuard

More Protection. More Value. Less Stress.

We built MyAutoGuard around the things that matter most to drivers: flexibility, transparency, and fast claims support when you need it.

Your Mechanic, Your Choice

Take your vehicle to any licensed, ASE-certified repair facility in the U.S. You're never locked into a dealer network or a single shop.

Direct Shop Payment

MyAutoGuard pays the repair facility directly once your claim is approved — so you're not out of pocket waiting for a reimbursement check.

Rental Car Reimbursement

Many of our plans include a rental car or reimbursement while your vehicle is being serviced, so you stay mobile without extra stress.

24/7 Roadside Assistance

Stuck on the side of the road? Our roadside assistance line is available around the clock for towing, flat tires, lockouts, and fuel delivery.

Flexible Payment Plans

We work with your budget to build a monthly payment plan that protects your vehicle without breaking the bank.

EV Coverage Available

Protection plans for electric vehicles are available. Ask a coverage specialist about options for your EV or hybrid.

Simple Process

Getting Covered is Easy

From quote to covered, the MyAutoGuard process is straightforward — and using your plan is even simpler.

01
Request a Free Quote

Tell us about your vehicle and mileage. It takes under 60 seconds online, or call us for an instant quote.

02
Personalize Your Coverage

A MyAutoGuard specialist helps you match a plan to your vehicle, usage, and budget — no one-size-fits-all packages.

03
Get Covered & Drive

Choose your plan, enroll, and drive with peace of mind knowing you're protected from unexpected breakdowns.

04
File a Claim Easily

Take your car to any ASE-certified shop. The mechanic contacts us, we authorize the repair, and we pay them directly.

Is This Right for You?

Who Benefits Most from a Vehicle Service Contract?

A MyAutoGuard plan is designed for drivers who want to protect their budget — not gamble on their next repair bill.

Used Car Owners

Older vehicles with unknown service histories are at higher risk for mechanical failure. A VSC gives you a financial safety net from day one.

Out-of-Warranty Drivers

Factory coverage has expired? A MyAutoGuard plan picks up right where your manufacturer's warranty left off.

High-Mileage Commuters

The more miles you drive, the more wear on your engine and transmission. Coverage helps offset rising repair costs over time.

Budget-Conscious Households

A $3,000+ repair bill can derail any budget. A fixed monthly plan turns unpredictable costs into manageable payments.

Don't Wait for a Breakdown to Protect Yourself

Get a free, no-obligation quote in under 60 seconds. Our specialists are standing by to customize the right coverage for your vehicle and budget.